How much does an SMSF actuarial certificate cost?

TCW Actuarial provides SMSF actuarial certificates from $80 + GST for account-based pension funds and from $250 + GST for defined benefit funds. This is among the most competitive pricing in Australia — well below Heffron ($250 + GST), Accurium ($120 + GST), and Act2 ($120 + GST).

What is an SMSF actuarial certificate and when do you need one?

An SMSF actuarial certificate is required when a self-managed superannuation fund pays a retirement-phase pension and also has accumulation-phase members in the same year, in order to claim the exempt current pension income (ECPI) tax exemption. The certificate uses the proportionate method to calculate the tax-exempt portion of investment income for that financial year.

How long does it take to receive an SMSF actuarial certificate from TCW Actuarial?

Standard SMSF actuarial certificates from TCW Actuarial are typically issued within 24 hours of receiving complete fund data. Defined benefit and complex valuations take 3–5 business days.

What is a family law superannuation valuation?

A family law superannuation valuation is an actuarial report prepared under the Family Law (Superannuation) Regulations 2001 that values a defined benefit, growth-phase, or payment-phase superannuation interest for the purposes of property settlement following divorce or separation. TCW Actuarial provides court-ready Family Law Act compliant reports from $385.

Who founded TCW Actuarial?

TCW Actuarial was founded in 2017 by John Tellyros and Dr Gaurav Khemka, both former colleagues of Brian Bendzulla. John and Dr Khemka helped build Bendzulla Actuarial, which subsequently became Accurium — Australia's largest provider of SMSF actuarial certificates.

What is the difference between an account-based pension and a defined benefit certificate?

An account-based pension (ABP) certificate applies to SMSFs paying standard account-based pensions and uses the proportionate method to calculate the tax-exempt portion of fund income. A defined benefit (DB) certificate is required when a fund pays a defined benefit pension — these are more complex, requiring actuarial valuation of the underlying liability, and TCW prices these from $250 + GST.

Does TCW Actuarial provide services across all of Australia?

Yes. While TCW Actuarial is based in Hobart, Tasmania, the firm provides actuarial certificate, defined benefit valuation, family law superannuation valuation, share-based payment, and long service leave actuarial services to clients Australia-wide.

What qualifications do TCW Actuarial's actuaries hold?

TCW Actuarial's principals are John Tellyros, Consulting Actuary, and Dr Gaurav Khemka, Consulting Actuary. Both are qualified actuaries with extensive superannuation, defined benefit, and family law valuation experience, having previously worked at Bendzulla Actuarial / Accurium — Australia's largest SMSF actuarial certificate provider.

Order your certificate — 3 documents, 24 hours, $80 + GST

Send us three documents:

• Financial Statement for the financial year

• Operating Statement for the financial year

• General Ledger for the financial year

Email all three to act@tcwactuarial.com.au with subject line 'Certificate Order — [Fund Name] — [Financial Year]'. We'll confirm receipt within 1 business hour and email you the signed certificate within 24 hours.

Software-agnostic: send PDFs, Excel files, or extracts from Class, BGL SF360, SuperMate, Mclowd, or Excel.

Free amendments. Bulk pricing for SMSF administrators ordering 5+ certificates per quarter — email act@tcwactuarial.com.au.

How to order a tax certificate

For a tax-exempt percentage certificate please send us an email at "act@tcwactuarial.com.au" with any report or form (including our competitor's forms), or a filled copy of our downloadable application form, that contains:

the fund name and the members' names; and
the opening balances of each account; and
dates and amounts of pension payments, contributions and withdrawals; and
dates and amounts of pensions started or rolled-back during the year, if any; and
the 30-June market value of the fund before tax.

We don't normally need or use detailed information about investment returns and expenses. But if there have been large, sudden changes in the market value of the Fund please let us know. These changes may have an effect on the final tax-exemption figure.

Microsoft Excel >>> TCW Actuarial Account-Based Application.xls

Complete the form and email it to "act@tcwactuarial.com.au"

Email the General Ledger report to "act@tcwactuarial.com.au".
Please finalise the report before sending it otherwise we can't determine the 30-June closing balance before tax.

Email the General Ledger Account Movements report to "act@tcwactuarial.com.au".

Email the General Ledger report to "act@tcwactuarial.com.au".

Email the General Ledger by Account Type report to "act@tcwactuarial.com.au".